CD's | IRA's


Certificate of Deposit (CD)

Certificates of deposit provide a safe means for you to meet your savings goals while paying you a higher interest rate than a regular passbook savings account.

  • $500.00 minimum deposit required
  • Time deposits with terms from 3 months to 4 years
  • Interest compounded and credited quarterly*
  • Penalty imposed for early withdrawal

 


Individual Retirement Account (IRA)

It is never too late to begin planning and saving for your retirement. Individual retirement accounts are a simple and convenient way to start saving for the future.

  • Traditional IRAView our current rates
  • Roth IRA

 

Choose Your Retirement Option:

VARIABLE

  • Funds are invested in a Passbook Savings account
  • Interest compounds quarterly and is credited quarterly
  • Deposits can be added at any time
  • The rate is variable and is subject to change daily

FIXED

  • Funds are invested in a Certificate of Deposit (CD)
  • Rate is determined at account opening and is fixed for the initial term of the CD. The rate may change upon maturity.
  • Interest is compounded and credited quarterly


 

CalculatorTry our Investment Goal Calculator to learn how to reach your financial goals!