Lowry State Bank - Privacy

FACTS WHAT DOES LOWRY STATE BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Lowry State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Lowry State Bank share? Can you limit this sharing?
For our everyday business purposes-- such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes--to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes-- information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes-- information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

Questions? Call 320.283.5149 or contact us through Online Banking at www.lowrystate.com


What we do  
How does Lowry State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Lowry State Bank collect my personal information? We collect personal information, for example, when you
  • open an account or deposit money
  • apply for a loan
  • use your debit card
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes--information about creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

Definitions  
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Lowry State Bank does not share with our affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Lowry State Bank does not share with nonaffiliates so they can market to you
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Lowry State Bank doesn't jointly market