Current Rate Schedule

Rates Effective as of April 8, 2014
Certificates of Deposit
TermMinimum Opening BalanceInterest RateAnnual Percentage Yield (APY)
3 months$500.000.20%0.20%
6 months$500.000.20%0.20%
12 months$500.000.40%0.40%
24 months$500.000.65%0.65%
36 months$500.000.85%0.85%
48 months$500.001.20%1.20%

Penalty for Early Withdrawal:

  • 3 months interest if the original term is 12 months or less
  • 6 months interest if the original term is over 12 months
Savings and Checking Accounts
TermMinimum Opening BalanceMinimum Average Daily Balance to Obtain APYInterest RateAnnual Percentage Yield (APY)
Passbook Savings$10.00No Minimum0.20%0.20%
Money Market Savings$2,500.00Up to $2,499.99
$2,500.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 and up
0.20%
0.20%
0.20%
0.40%
0.50%
0.20%
0.20%
0.20%
0.40%
0.50%
Now Checking$750.00No Minimum0.15%0.15%

The interest rate and annual percentage yield (A.P.Y.) are variable rates and are subject to change.

Fees may reduce earnings.

Individual Retirement Accounts
TermMinimum Opening BalanceMinimum Average Daily Balance to Obtain APYInterest RateAnnual Percentage Yield (APY)
Variable Rate Savings Account$10.00Up to $75,000.00
$75,000.01 and Up
0.60%
0.70%
0.60%
0.70%
12 Month Certificate of Deposit$500.00No Minimum0.60%0.60%

The interest rate and annual percentage yield (A.P.Y.) are variable rates and are subject to change.

Fees may reduce earnings.